Flexible Personal Contract Purchase (PCP) is an increasingly popular choice for car finance. It offers the best in flexible options at the end of the agreement, together with low, fixed monthly payments.
- Choose your deposit amount - Starting from zero
- Choose your payment term - from 24 to 48 months, and anything inbetween
- Choose your mileage - tell us what you expect your mileage will be at the end of the term
- Plus we guarantee the future value (GFV) of your vehicle
With Flexible PCP you don't have to commit to buying the car at the outset. You use it for an agreed period of time (24-48 months) and then decide at the end of this period what you would like to do. Choosing to pay for your vehicle this way often means you can drive a higher specification vehicle for a lower monthly payment.
At the end of the agreement you have 3 choices, Retain, Return or Replace
- Retain your Vehicle - Pay off your optional final payment (GFV) and own your vehicle
- Return your Vehicle - Hand back your vehicle to Vauxhall Finance and start again
- Replace your Vehicle - Choose a New Vauxhall and use any equity you have as a deposit
The Benefits Of Flexible Personal Contract Purchase (PCP)
- Low risk - A minimum future value is guaranteed
- Low Deposit - Keep your savings
- Low Fixed Monthly Payments - Perfect for budgeting
- Choice - Buy the car, Part Exchange or just return it
- A Better Car - Lower payments can help you choose a higher specification car